You may think that you are doing quite alright by you. You have a reasonably good job. Heck, you may even be an active part of the new and growing trend of the masses that are self-employed, so much so that your local authorities just cannot seem to keep up. Or so you would have thought. He may not have eyes everywhere, and he may not have the manpower just yet to take concrete action, but sooner or later, he'll be getting to you. So, it's great to be self-sufficient with just enough to pay for the roof over your head.
But just how long will it last. Just how long will this habit of yours last? It can't be right that you always seem to be running out of money long before your next pay date has arrived. And yes, that's hard too, sometimes getting your loyal clients to pay you on time. Not that they've been lagging, it's just that you've got another drug or alcohol bust to attend to. Are you one of those who might be good candidates to take part in an online drug and alcohol course, to get you out of the habit, of course?
Are you one of those who are spending, still spending, way above your means? Lucky for you then. Sometimes when a bad thing happens to you, it's actually a blessing in disguise. It's disguised as a way to start teaching you to stay out of trouble. Like never having another credit card to burn holes through. It's not a good idea to have one of those if you're one of those spending a lot more on drugs and alcohol than on the important and necessary things. Like food and tuition fees.